WELCOME TO CITY OF PLYMOUTH CREDIT UNION
A safer way to save, a cheaper way to borrow.
COVID-19 UPDATE
What we are doing to navigate this unprecedented situation.
Our members are at the heart of all that we do and we are working hard to make sure you can access your money, whilst protecting our staff and volunteers.
To ensure that everyone is aware of what we are doing in these truly challenging times, we have a news page which we will update regularly together with articles on our blog.
We are here to help, so if you have any suggestions, we are happy to listen. You can get hold of us using the details on our contact page
The City of Plymouth Credit Union is an ethical, not for profit, member-owned financial organisation.
We are dedicated to the economic development of the community in Plymouth, Devon, Cornwall and the Isles of Scilly, providing financial services to all our members including those who have been excluded from traditional services and who are often badly served by existing financial organisations.
We offer a real community-based alternative to banks and building societies. Using our members’ savings, we provide loans at affordable, highly-competitive interest rates. We can provide assistance to members with our budget accounts to help ensure those important bills are paid on time. And, subject to certain terms and conditions, our members’ Savings and Loans are covered by FREE life insurance.
We work in partnership with many local councils throughout the area to provide members with financial products and services which they find invaluable.
Why not subscribe to our Newsletter so you can keep up to date with the credit union? Click below for more information.
WHAT IS A CREDIT UNION?
See this short video answering an all-too-common question!
OFFICE AND SERVICE POINTS
LATEST UPDATES AND PRESS RELEASES
LATEST NEWS
OUR PRODUCTS
Savings
Saving with us couldn’t be easier. We have a wide range of savings accounts to suit your needs. You can pay into your savings accounts in many different ways, with cash, by standing order, or even direct from the Department of Work and Pensions.
Loans
We have a large range of loans to suit everything you could possibly need. Even if you have a poor credit history, we may still be able to help. Compare our interest rates with other high street providers and see how much you can save.
Prepaid Debit Card
A convenient and safe way to store and spend your loan or savings is to use one of our low-cost Prepaid Debit Cards. We can transfer money to your card which you then use anywhere like any other debit card. So easy and secure to use, much better than carrying large amounts of cash or writing cheques.
OUR SERVICES
Budget Accounts
Having problems paying your bills? When you make payments into your savings accounts, we can arrange that your regular bills are paid for you. Then you know that what’s left over is yours to spend.
Payroll Deduction
A great way to save or repay your loan. And because its deducted at source, you hardly notice it! Get your employer to join our scheme.
Rent Direct Scheme
Paying rent is often stressful both for tenant and landlord. We can help to reduce the stress.

OUR PARTNERS
We work closely with a range of partners who help us to deliver services to our members and in turn we help them deliver services and products to their customers and members. To find out more, see below.

Plymouth City Council (PCC) help us in many different ways to deliver services to our members and as such are very important to us. Also, some of their employees are members of the credit union and use our Payroll Deduction Scheme to save and borrow. Click here to visit their website.

Many of our members rent or lease properties from Plymouth Community Homes and, as with Plymouth City Council, many of their employees are part of our Payroll Deduction Scheme. To find out more about what they have to offer, click here.

The Association of British Credit Unions Ltd (ABCUL) is our trading association. As well as being experts on all things credit union, they provide us with a forum where we can meet with and exchange ideas with other credit unions and help us with legislation by providing guidance and lobbying government on our behalf. Click here to find out more.

We have teamed up with our friends in the Stop Loan Sharks team, part of the Illegal Money Lending Team based in Birmingham, on several occasions to promote the services offered by credit unions. They have also given us grants to carry out anti-money shark activities. Click here to see their website.
WHY NOT GET INVOLVED
Are you interested in helping your community thrive? Do you think that helping them financially is the way to go? Then we have lots of vacancies for volunteers to help deliver an ethical, community-based financial service throughout Devon and Cornwall. Future employers also tend to look favourably on applicants who have a background in volunteering.
FOLLOW US ON SOCIAL MEDIA
We publish regularly on both Facebook and Twitter, so why not click on your favourite Social Media channel?
NEWSLETTER
Keep up to date with City of Plymouth Credit Union by subscribing to our Newsletter
Registered Office: 14 Cumberland Street, Devonport, Plymouth, PL1 4DX Registered Number IP00511C
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the
Prudential Regulation Authority. FRN 213937
A Member of the Association of British Credit Unions Ltd (ABCUL)