Junior Saver

childrenAnyone under the age of 18 can join City of Plymouth Credit Union as a Junior Saver. Membership is FREE.

Joining is easy. Just complete a Junior Saver Application Form (print it out or obtain one from a Service Point) and we will open a Junior Saving Account for you. Remember, your parent or guardian must act as a trustee for your account.

Your parent or guardian will need to prove their identity and current address  and you will need to supply a valid UK or non-UK Passport (don't send this through the post in case it gets lost) or an ORIGINAL birth certificate or adoption certificate. (For accounts opened through a school credit union branch, the school will confirm your identity. If your parent or guardian is already a member of the credit union, then no further proof is required, otherwise, documents from the "Proof of Name" and "Proof of Current Address" tables below will also be required.)

  • If you're under 18 years of age, you can join
  • You can join directly with the credit union or via your school
  • No membership fee!
  • Must have a parent or guardian to act as a trustee
  • Automatic promotion to Adult Member at 18 with no membership fee
  • Promote financial awareness
  • Help with National Curriculum
Proof of Name
Proof of Current Address

When you reach the age of 18, you will automatically be promoted to being an Adult Member. And you won't have to pay a membership fee!

Please Note: Under new European Data Protection regulations, it is no longer possible for someone who is not a parent or guardian to open a Junior Saving Account for a child. This means that a grandparent, for instance, cannot open a Junior Saving Account for a grandchild. Our advice in this instance is for the grandparent to open an Additional Saving Account in their name and save that way.

school bankDoes your school have a School Bank? No? Then why not talk to your teachers about opening a school branch of the credit union - many schools have done just that. It all helps with the financial requirements of the National Curriculum!

Terms and Conditions